Roy Mabruri, Finny Ligery, & Agus Setiawan. (2026). SERVICE QUALITY AND RELIGIOSITY AS DETERMINANTS OF SAVING DECISIONS IN ISLAMIC MICROFINANCE INSTITUTIONS. Jurnal Dinamika Ekonomi Syariah, 13(2), 276 - 289. https://doi.org/10.53429/jdes.v13i2.2335